[ $BF|K\7PCDO"(J ] [ $B0U8+=q(J ] [ $BL\ ]

21$B@$5*$r@8$-H4$/

$B!]!VB?MM@-!W!V6%Ah!W!VI>2A!W$r4pK\$K$5$i$J$k2~3W$N?d?J$r!](J

$B#2#0#0#4G/#47n#1#9F|(J
$B!J

$B$O$8$a$K(J

$B;q8;$NK3$7$$$o$,9q$K$H$C$F!"6%AhNO$N8;@t$O?M:`$G$"$k!#$H$j$o$1!">/;R2=!&9bNp2=$,?JE8$9$kCf$G!"3hNO$"$k7P:Q!& $B@[email protected]$r2DG=$H$7$?$N$O!"9qL10l?M$R$H$j$N9b$$6PO+4Q$HNQM}4Q$K2C$(!"A4$F$N9qL1$KBP$7$F9b$$?e=`$N5AL3650i$, $B$3$l$KBP$7$F!"(J21$B@$5*$O#I#T2=!"%0%m!<%P%k2=$,?JE8$7!">pJs$,=V;~$K6&M-2=$5$l!"B?MM$J2ACM4Q$,$V$D$+$j9g$$M;9g$9$k;~Be$G$"$k!#$=$NCf$G!"$o$,9q4k6H$O!"AOB$E*$J@=IJ!"%5!<%S%9$r6!5k$9$k$3$H$G%0%m!<%P%k$KE83+$5$l$k6%Ah$r>!$AH4$$$F$$$+$J$1$l$P$J$i$J$$!#(J
$BF|K\?M$,@$3&$NIqBf$G3hLv$7$3$N6%Ah$r>!$AH4$$$F$$$/$?$a$K$O!"$3$l$^$G$o$,9qe$G!"M?$($i$l$?CN<1$@$1$KMj$k$N$G$O$J$/!"(J$B$b$N$4$H$NK\
$B$7$+$7!"(J$B8=:_$N3X9;650i$O!"B46H8e$N$B5^B.$K?J$`#I#T2=$X$NBP1~$d9q:]E*$J%3%_%e%K%1!<%7%g%sG=NO$N8~>e!"$5$i$K$O$b$N$E$/$j$N%Y!<%9$H$J$kM}?t7O$NCN<1$N=$F@$J$I$NLL$G!"3X9;650i$, $B$h$j4pK\E*$JLdBj$H$7$F!"$$$8$a$d3X5iJx2u!"@D>/G/$N5,N'!&Iw5*$NMp$l!">/G/HH:a$NA}2C$H$$$C$?LdBj$KD>LL$7$F$$$k!#(J$B6a$$>-Mh!"$B4k6H$K$*$$$F$b!"7P1D6H0w$NNQM}4Q$NDc2<$,$=$NB8B3$r4m$&$/$9$k;~Be$G$"$j!"2HDm$d3X9;$K$*$1$kNQM}650i$N=EMW@-$K$D$$$F $B$3$&$7$?>u67$rF'$^$(!":#$3$=!"650i$r9q2H@oN,$N=EMW$JCl$H$7$F0LCVIU$1$k$3$H$,I,MW$G$"$k!#(J
$BF|K\7PCDO"$G$O!":rG/(J1$B7n(J1$BF|$K8xI=$7$??7%S%8%g%s(J$B!V3hNO$HL%NO0n$l$kF|K\$r$a$6$7$F!W(J$B$NCf$G!"B?MM@-$N%@%$%J%_%:%`$r0z$-=P$9$?$a$K$O!"<+J,$NF@0UJ,Ln$r;}$DB?:L$J8D?M$H!"$9$3$H$r5a$a$?!#0J2<$K$*$$$F!"(J$B?7%S%8%g%s$N

$B#1!%;:6H3&$N650i3&$KBP$9$k4|BT(J

$B8=:_!"4k6H$OFb30$N4k6H$H$N_uNu$J6%Ah$NCf$K$"$j!"FC$K!"CN7C$G6%$$9g$&;~Be$K$J$C$F$$$k!#$3$&$7$?Cf!"(J$B;:6H3&$O0J2<$N#3$D$NNO$rHw$($??M:`$r5a$a$F$$$k(J#1$B!#(J
$BBh#1$K!V;V$H?4!W$G$"$k!#!V;V$H?4!W$H$O!"$B8\5R$X$NBP1~$d4X784k6H$H$N4X78$r$O$8$a!";v6H3hF0$r?d?J$7$F$$$/>e$G!"@?pG.$K7g$1$F$$$k$3$H!"J*;v$KBP$9$k9%4q?4$dL4$,$J$$$3$H$J$I$NLdBj$r2r7h$7$F$$$+$M$P$J$i$J$$!#(J
$BBh#2$K!V9TF0NO!W$G$"$k!#!V9TF0NO!W$H$O!">pJs$N<}=8$d!"8r>D!"D4@0$J$I$rDL$8$F:$Fq$r9nI~$7$J$,$iL\I8$rC#@.$9$kNO$G$"$k!#(J$B<+$i$NL\I8C#@.$K8~$1$F!"<~$j$N?M!9!";~$K$O309q$N?M!9$H5DO@$7M}2r$7$F$b$i$&$?$a$K$O!"9b$$%3%_%e%K%1!<%7%g%sG=NO$,I,MW$G$"$k!#$=$N$?$a$K$O!"0U8+$N0c$&Aje$G!"0[J82=$rM}2r$9$kG=NO$rKa$/$3$H$J$I$,IT2D7g$G$"$k!#:G6a$NpJs$OM?$($i$l$k$b$N!W!V;E;v$O%^%K%e%"%k$I$*$j9T$&$b$N!W$H$$$&;Q@*$,@w$_IU$$$F$*$j!"?J$s$G9TF0$9$kNO$NM\@.$,I,MW$G$"$k!#(J
$BBh#3$K!VCNNO!W$G$"$k!#!VCNNO!W$H$O!"?<$/J*;v$rC55a$79M$(H4$/NO$G$"$k!#(J$B3FJ,Ln$N4pACE*$J3XNO$K2C$(!"?<$/J*;v$rC55a$79M$(H4$/NO$dO@M}E*!&@oN,E*;W9MNO$5$i$K$O9b$$@lLg@-$dFHAO@-$,5a$a$i$l$k!#!V@52r$,0l$D$G$J$$LdBj!W$"$k$$$O!V2rL@$5$l$F$$$J$$LdBj!W$rBg3X@8$K9M;!$5$;$h$&$H$9$k$H!";W9M$,;_$^$C$F$7$^$&$H$$$&;XE&$b$"$k!#<+J,$NCN<1$rAm9g$7H/E8$5$;$k;W9M71N}$rAa$$CJ3,$+$i9T$&$3$H$,I,MW$G$"$m$&!#(J
$B$l$NJ,Ln$G3hLv$9$k$3$H$G3hNO$,@8$^$l$k!#$7$?$,$C$F!"$9$Y$F$N@8EL!&3X@8$K!"$3$N(J3$B$D$NG=NO$r40`z$KK~$?$9$3$H$r4|BT$7$F$$$kLu$G$O$J$$!#$7$+$7!"$I$N$h$&$JJ,Ln$K?J$b$&$H!"$=$l$>$l:GDc8B$N?e=`$,K~B-$5$l$J$1$l$P$J$i$J$$!#$=$N$&$($G!"$3$l$i#3$D$NNO$,$I$N$h$&$J%P%i%s%9$r$H$k$+$O!"3F?M$N8D@-$G$"$j!"$=$NB?MM@-$,

$B?^I=#1!'5a$a$i$l$k#3$D$NNO(J
$B?^I=#1!'5a$a$i$l$k#3$D$NNO(J

$B$7$+$7!"8=>u$N650i$O!"$=$N4|BT$K1~$($F$$$J$$!#$`$7$m8=>u$G$O!"$3$l$i#3$D$NNO$N$$$:$l$b$,Dc2<$9$k798~$K$"$k!#Nc$($P!"!VCNNO!W$K$D$$$Fe$2$k$H!"(J15$B:P$N@8EL$rBP>]$K(JOECD$B$,#2$B$N7k2L!"$o$,9q$N@8EL$O!"J?6QE@$G$O9b?e=`$G$"$k$,%H%C%W%l%Y%k$N@8EL$,>/$J$$$3$H!"FI=q$rDL$8$F<+$B650i9T@/!"3X9;!&650w$K$O!"$3$l$^$G$N650i@)EY$G=E;k$7$F$-$?3X=,E~C#EY$NA4BN$NDl>e$2$K2C$($F!"%H%C%WAX$N6/2=$K8~$1$?

$B$5$i$K!":#8e$N650i$K$O!"8D!9$N@x:_G=NO$dB?MM$J8D@-$KCeL\$7!"CN<1$H$"$o$;$F!"K-IY$J7P83!"9b$$%3%_%e%K%1!<%7%g%sG=NO!"9=A[NO$H7hCGNO!"I}9-$$65M\!"9b$$NQM}4Q$d@UG$46$rHw$($k$$$o$f$k(J$B%j!<%@!<%7%C%W$rM-$9$k?M:`$r0i@.$9$k$3$H$,5a$a$i$l$k!#(J$B$=$l$i$N?M:`$,e$5$;!"@/<#!"9T@/!"4k6H!"8&5f!"J82=!"CO0h

1 $B650iLdBj0Q0w2q4k2hIt2q0Q0w$K!":G6a$N?7F~H2q$7$?$H$3$m!"!Vl9g$K$h$C$F$O6=L#$5$($b;}$C$F$$$J$$!#>/$J$/$H$b<+J,$N@lLg2]Dx$K4X$9$kCN<1$@$1$G$b!"$b$&>/$77!$j2<$2$FJY6/$7$F$-$F$b$i$$$?$$!W!V;E;v$rDL$8$F.$5$$!JK\$rFI$^$J$$!"7P83$,8B$i$l$F$$$k!"FC$K6l$7$$BN83$,$J$$!K!W$H$$$C$?2sEz$,4s$;$i$l$?!#$=$N0lJ}$G!"4|BT$5$l$k?M:`A|$K$D$$$F$O!VD94|4V$K$o$?$C$F5;G=$N7A@.$K$5!W!V9bEY$JCNE*G=NO!"%3%_%e%K%1!<%7%g%sG=NO!JM}2rNO!&I=8=NO!K!W!V2J3XE*$J9M$(J}!"&3XIt$N0KF#K.M:65pNO!W!V5SNO!W!VCNNO!W$r;29M$KJ,N`$7!"$=$l$>$l!V;V$H?4!W!V9TF0NO!W!VCNNO!W$H$7$?!#(J
2 $B@8EL$N3X=,E~C#EYD4::!J(JPISA$B!K(J $BJ?@.(J12$BG/D4::(J $B!'7P:Q6(NO3+H/5!9=!J(JOECD$B!K$O!"3F9q$N650i@)EY$d@/:v$rMM!9$JB&LL$+$iHf3S$9$k;XI8$r3+H/$9$k$?$a$K650i%$%s%G%#%1!<%?!<;v6H$r?J$a$F$*$j!"$=$N0l4D$H$7$F?7$?$K9q:]E*$J@8EL$N3X=,E~C#EYD4::!J(JPISA: Programme for International Student Assessment$B!K$r $BFI2rNO$rCf?4$H$9$kBh(J1$B2sD4::$r(J2000$BG/$K $BAm9gFI2rNO$O!"!V<+$i$NL\I8$rC#@.$7!"<+$i$NCN<1$H2DG=@-$rH/E8$5$;!"8z2LE*$K$B?^I=#2(J$B$N?t;z$O!"%l%Y%kKh$N@8EL$N3d9g$G$"$k!#(J

$B#2!%BgC@$+$D%9%T!<%I46$"$k2~3W$NI,MW@-(J

$B#3$D$NNO!J;V$H?4!"9TF0NO!"CNNO!K$N8~>e$N$?$a$K!"$^$:9M$($J$1$l$P$J$i$J$$$3$H$O!"8x650i$N=<$B#I#T2=$d%0%m!<%P%k2=$KBP1~$7$?650i$K$D$$$F$O!"%Q%=%3%s$NIa5ZN($d1Q8l650i$B$7$+$b6aG/!"$o$,9q$G$O!"!V3X5iJx2u$J$I$Go$K9T$o$l$J$$!W!V$$$8$a$dITEP9;$NLdBj$,0MA3$H$7$F2r7h$5$l$J$$!W!V65$B8x650i$NITHw$rJd$&$?$a$N=NDL$$Ey$,>oBV2=$7$F$$$k!#(J$B3X9;650i$h$j$5$i$K?J$s$@3X=,$N$?$a$N=NDL$$$O!"650i$NB?MM@-$H$$$&4QE@$+$iG'$a$i$l$k$H$7$F$b!"(J$B=cA3$?$k3X9;650i$NJd=,$N$?$a$N=NDL$$$,B8:_$9$k$3$H$O!"8x650i$NITHw$r<($9$b$N$G$"$k!#$3$&$7$?;vBV$,2r>C$5$l$k$h$&BgC@$+$D%9%T!<%I46$"$k2~3W$,I,MW$G$"$k!#(J
$B650i$N8=>l$K$O!"0lIt$G$O650i2~3W$N2j$,=P$D$D$"$k$b$N$N!"A4HLE*$K8+$F(J$Bl$N0U<12~3W$rBT$D$N$G$O$J$/!"(J$B650i5!4X$,8_$$$K@ZbxBvKa$9$k4D6-$r@0Hw$9$k$3$H$K$h$C$F!"3X9;$d650w$,2~3W$Ku67$r$D$/$k$3$H$,=EMW$G$"$k!#(J
$B=iEyCfEy650i!"9bEy650i$H$b$K!"650i8=>l$N2~3W$r6/$/5a$a$?$$!#(J

$B!J#1!K2~3W$K8~$1$?9M$(J}(J

  1. $B6Q49$r?^$k(J
    $B@o8e$N650i9T@/$O!"A49q6Q0l$K650i5!2q$rDs6!$9$k$3$H$K$B$7$+$75!2q6QEy$O!"@8EL!&3X@8$N8D@-$dG=NO$rL5;k$7$?650iFbMF$N6Q7$-!"B?MM$G$7$+$bJQ2=$N7c$7$$$B8=>u$O!"!V3X9;$G65$($i$l$kCN<1$G$O $B$=$N$h$&$J;vBV$r>7$$$?M}M3$N$R$H$D$K!"3X9;Kh$N:90[$d6%Ah$rH]Dj$9$k9M$(J}$,650i8=>l$KD9G/B8:_$7$F$-$?$3$H$,5s$2$i$l$k!#2C$($F!"0lIt$K$3$&$7$?9M$(J}$rAH?%E*$K>)Ne$9$kF0$-$,$"$C$?$3$H$,!"8D?M$NG=NO$rF'$^$($?65u67$,B3$$$F$$$k!#$3$&$7$?8=>u$rBG3+$9$k$?$a$K$O!"(J$B3X9;$d650w$,!"@8EL$NB?MM@-$rG'<1$7!"F149$9$k$3$H$,I,MW$G$"$k!#(J
    $B$=$&$7$?4QE@$+$i$^$:5AL3650i$r8+$k$H!"6aG/!"9q$O!VFC?'$"$k3X9;$E$/$j!W$d!V3X9;$N<+N)!W$r3X9;$K5a$a$J$,$i$b!"$=$N$?$a$Nl$N?7$7$$D)@o!"FHAOE*$Je$GI,MW$J5,HO0U<1$dNQM}4Q$J$I!";~Be$r1[$($F$bJQ$o$i$J$$2ACM$d!".Cf3X9;0l4S9;$N@_N)$r?J$a$F$$$k$,!"$3$N650i2]Dx$NJT@.$K$"$?$C$F$O!">e5i3X5i$NFbMF$r@h$s$8$F3X$V=g=xJQ99$J$I$N;n$_$,J$+$i8&5f3+H/9;$N;XDj$ru$G$"$k!#(J
    $B$^$?!"9bEy3X9;%l%Y%k$G$O!"Nc$($P!"El5~ET$,!"?J3X=EE@!"4pAC3XNO8~>e!"?&6H650i=EE@Ey$NFCDj$NL\E*$r;}$D9b9;$r;XDj$9$k!"$"$k$$$O@_N)$9$k$J$I!"B?MM2=$K8~$1$?F0$-$O8+$i$l$k$,!"4pK\E*$K9T@/ $B9bEy650i$K$*$$$F$O!"Bg3X@_CV4p=`$,309qBg3X$NJ,9;$r4^$a?7$7$$B?MM$J@_CVl$N@_CV$,I,?\$H$5$l$F$$$k$,!"650i2]Dx$NJT@.>e!"BN0il$N@_CV$rI,?\$H$7$F$*$j!"?75,;2F~$N>c32$H$J$C$F$$$k!#(J
    $B6Q49$N$?$a$K$O!"0J>e$N$h$&$JB?MM@-$rAK$`@)Ls$r0l9o$bAa$/

  2. $B8x650i$N@$3&$K?7$7$$Iw$rF~$l$k!]30It$N?M:`$d%N%&%O%&$r3hMQ(J
    $B$3$l$^$G$N650i$K$O!"30It$N?M:`$d%N%&%O%&$rF~$l$F650i$r3h@-2=$5$;$h$&$H$$$&H/A[$,$J$+$C$?!#$^$?!"=iEyCfEy!"9bEy650i$H$b$Ku67$H$J$C$F$$$k!#(J
    $B650i8=>l$K$O!"3X$V$3$H$X$NF05!IU$1$r9T$&$3$H$O$b$A$m$s!"CN<1$NEA-Mh$N?&6H$N8+DL$7$r;}$?$;$k$3$H$b?d?J$9$Y$-$G$"$k(J#3$B!#$^$?!"#I#T650i$d
    $B$9$G$K!"0lIt$G$O$3$&$7$?F0$-$O;O$^$C$F$$$k!#Nc$($P!"A49q$G(J58$B?M$NL14V?M9;D9(J#4$B$,EPMQ$5$l$F$*$j!J8xN)$NCf3X9b9;!"J?@.(J15$BG/(J4$B7n(J1$BF|8=:_!K!"3X9;$r7P1D$9$k$?$a$NFH<+$N[email protected]$r$"$2$F$$$k!#(J
    $B$^$?!":k6L8)650i0Q0w2q$O!">.3X#4!"#5G/$N9q8l$H;;?t$G$NM}2rITB-$r9nI~$9$k$?$a!"J?@.(J16$BG/EY$h$j!"=N$N%N%&%O%&$r3hMQ$7$FFH<+$N65:`$d%+%j%-%e%i%`$N3+H/$r;O$a$k!#$3$NB>!"9A6h650i0Q0w2q$G$O!"9q:]?M0i@.$rL\;X$7$?3X9;$N@_CV$r9=A[Cf$G$"$k$,!"$3$N1?1D$K$"$?$C$F$O!"650w$NGI8/$d%W%m%0%i%`3+H/$J$I$NLL$G!"L14V$N1Q2qOC3X9;$HDs7H$7$F?J$a$k7W2h$G$"$k!#$3$l$i$O!"4pAC3XNO$rDjCe$5$;!"3XNODc2<$K;u;_$a$r$+$1$k$?$a$K!"L14V$N%"%$%G%#%"$r3hMQ$9$k9%Nc$G$"$k!#(J

3 $BF|K\7PCDO"$G$O!"2HDm!"CO0he:v$K$D$-8!F$$7!"(J$B!V
4 $BL14V?M9;D9!'650wLH5v>u$r;}$?$:!"!V650i$K4X$9$k?&!W$K="$$$?7P83$,$J$$e!V650i$K4X$9$k?&!W$K="$$$?7P83$,$"$kr(J2$B9`!K!#FC$K!"9;D9$K$D$$$F$O!"650wLH5v>u$,$J$/!"!V650i$K4X$9$k?&!W$K="$$$?7P83$,$J$$eFC$KI,MW$"$k>l9g$K$O!"9;D9$H$7$FG$L?!&:NMQ$G$-$k$3$H$H$J$C$?!JF1K!Bh(J9$B>r$N(J2$B!K!#(J

$B!J#2!K650i9T@/$NJ}8~@-!]!VB?MM@-!W!V6%Ah!W!VI>2A!W(J

$B!V6Q49!W!V30It$N?M:`$d%N%&%O%&$r3hMQ!W$H$$$&9M$(J}$KN)$A650i8=>l$r2~3W$9$k$?$a$K!"650i9T@/$KBP$7$F!"!VB?MM@-!W!V6%Ah!W!VI>2A!W$r4pK\$H$7$?

  1. $B!VB?MM@-!W$KIY$s$@650i$K8~$1$F8=>l$N:[NL$r3HBg$9$k(J
    $B650i8=>l$NJ$NLr3d$r!"3X=,FbMF$N:GDc4p=`$rDs<($9$kLr3d$K9J$j!"$=$N4p=`$rK~$?$7$F$$$l$P!"%"%W%m!<%A$NJ}K!$K$D$$$F$OCOJ}$N650i9T@/!"650i5!4X!"650w$N:[NL$K0Q$M$k$Y$-$G$"$k!#$^$?!"CO0h$,FH<+$N2~3W$r?J$a$k$?$a$K!"9q$O650i0Q0w2q@)EY$r8+D>$7!"CO0h$N650i0Q0w2q$,CO0h$NFC@-$r3h$+$76qBNE*$J;\:v$r4k2h$71?1D$G$-$k$h$&$JBN@)$r@0$($k$3$H$,I,MW$G$"$k!#(J$BNc$($P!"3X9;1?1D$K$D$$$F8x@_L11D7?$N1?1D$d#5$B!#$3$NB>!"3t<02q

    5 $B8xN)3X9;$K$*$1$k650i3hF0$O!"3X9;650iK!Bh(J5$B>r$K5,Dj$5$l$k!V@_CV $B8xN)3X9;$N4IM}1?1D$r30It$KJq3gE*$K0QBw$9$k8x@_L11D$K$D$$$F$O!"Cf1{650i?35D2q$,:rG/(J12$B7n$K$^$H$a$?Cf4VJs9p$G!"(J(1)$BFC6h$NOHFb$G9bEy3X9;$HMDCU1`$N$_8x@_L11D$rG'$a$k$,!"5AL3650iCJ3,$G$OG'$a$J$$$3$H!"(J(2)$B0QBw@h$O86B'E*$K3X9;K!?M$H$9$k!"$H$$$&J}?K$r<($7$?!#(J
    $B$3$l$KBP$7!"F|K\7PCDO"$O!"(J(1)$B>pJs8x3+$dBh;02A$NC$G$-$k$3$H!"(J(2)$B0QBw@h$NA*Dj$K$"$?$C$F$O!"3X9;K!?M$H$$$&7A<0$G@~0z$-$9$k$N$G$O$J$/!"650i$Ne$5$;$kC4$$
  2. $B!V6%Ah!W$H!VI>2A!W$r4pK\$K8=>l$N
    $B650i5!4X$,8_$$$K@ZbxBvKa$9$k4D6-$r@0Hw$9$k$3$H$K$h$C$F!"3X9;$d650w$,2~3W$Ku67$r$D$/$k$3$H$,=EMW$G$"$k!#$=$N$?$a$K$O(J$B3X9;A*Br@)$NIa5Z$J$I!"6%AhE*4D6-$r$D$/$k$?$a$N;EAH$_$E$/$j$,7g$+$;$J$$!#(J
    $B$^$?!"M=;;LL$G$O!"FC$K!"M=;;LL$G$O!"3X5i?t$d3X@8?t$J$I3X9;$N5,LO$K1~$8$?M=;;G[J,$+$i!"8=>l$,AO0U9)IW$rH/4x$7$F$D$/$j$"$2$?8&5f!&650i%W%m%0%i%`$KBP$9$kM=;;G[J,$X$H9M$(J}$r:,K\$+$iE>49$9$Y$-$G$"$k!#(J$B$^$?!"9q:]2=$d#I#T2=$J$I=EE@E*$Ke$2$k$h$&EXNO$9$k$3$H$r5a$a$?$$!#(J

    $B?^I=#3!!#O#E#C#D=t9q$H$N650iM=;;$NHf3S(J
    $B;yF8@8EL0l?M$"$?$j8x:b@/;Y=P(J
    $B=iEyCfEy650iHq(J
    $B3X@80l?M$"$?$j8x:b@/;Y=P(J
    $B9bEy650iHq(J
    $B!J(J2000$BG/!"JF%I%k!K(J$B!J(J2000$BG/!"JF%I%k!K(J
    $BF|K\(J5,422$BF|K\(J4,900
    $B1Q9q(J4,332$B1Q9q(J6,538
    $BJF9q(J7,089$BJF9q(J6,901
    $B%I%$%D(J4,979$B%I%$%D(J10,004
    $B%U%i%s%9(J5,933$B%U%i%s%9(J7,176
    $B4Z9q(J2,915$B4Z9q(J1,425
    $B%U%#%s%i%s%I(J5,266$B%U%#%s%i%s%I(J8,013
    $B%9%&%'!<%G%s(J6,315$B%9%&%'!<%G%s(J13,300
    OECD$BJ?6Q(J4,649OECD$BJ?6Q(J7,523
    $B0lHL@/I\Am;Y=P$O!"9qL17P:Q7W;;>e$N0lHL@/I\ItLg!J@/I\Kt$O@/I\$NBe9TE*@-3J$N6/$$5!4X!K$NAm;Y=P$G!"!VCf1{@/I\!W!VCOJ}@/I\!W5Z$S!Vc4p6b!W$N;Y=P$N9g7W!J=c7W!K$GI=$5$l$k!#(J
    $B650i;XI8$N9q:]Hf3S!JJ?@.(J16$BG/EYHG$h$j:n@.!K(J

    $B0lJ}!"3F650i5!4X$N2A$rE0Dl$9$k$3$H$bJ;$;$FI,MW$H$J$k!#$=$N:]!"(J$B@8EL!&3X@8!"J]8n@\3X9;$d650w$rB?LLE*$KI>2A$G$-$k$h$&$K!"3F650i5!4X$KBP$7$F!"650iL\I8$N3+<(!"$=$NC#@.>u67Ey$K$D$$$F>pJs8x3+$7@bL@$9$k$3$H$r5a$a$?$$!#(J$B$5$i$K!"9;D9$d65F,$K$h$k650w$KBP$9$kI>2A$H$=$l$K1~$8$?=h6x@)EY!J5kM?!&>^M?$N::Dj!K!"9;D9!"65F,$rJd:4$9$k4IM}?&@)$J$I$rB.$d$+$KF3F~$9$Y$-$G$"$k!#8=>u$G$O!"$d$k5$$N$"$k650w$,!"JQ2=$r7y$&;v$J$+$ll$KKdKW$7!"$d$k5$$r<:$C$F$7$^$&!#8=>l$NEXNO$,@5Ev$KI>2A$5$l$k$h$&Aa5^$J2~3W$rK>$_$?$$!#(J

$B#3!%6qBNE*$J@/:v2]Bj(J

$B0J>e$N$h$&$J9M$(J}$K4p$E$-!"@8EL!&3X@8!"J]8n)Ne$7$F$$$/$3$H$,=EMW$G$"$k!#$^$?!"MM!9$J;n$_$KBP$9$kM}2r$rF@$k$?$a$K$b!"650i5!4X$H650i9T@/$K$O!"$=$&$7$?A08~$-$JR2p$7$F$$$/$3$H$r5a$a$?$$!#;:6H3&$b$3$&$7$?3hF0$K6(NO$7$F$$$/!#(J

$B!J#1!K9bEy650i(J

$B8=>u$G$O!"?7B4:NMQe$G!"Bg3X:_3XCf$K!"<+J,$GL\I8$rN)$F!"$=$NC#@.$K8~$1$F7QB3E*$K2]Bj$K$_$?$$!#(J

  1. $B%+%j%-%e%i%`$r9)IW$73X@8$N$d$k5$$r0z$-=P$9(J
    $B6qBNE*$K$O!"3FBg3X$,!"?M:`GZ=P5!4X$H$7$F$I$N$h$&$JLr3d$r2L$?$9$+$H$$$&E@$K$D$$$FFC?'$"$kJ}?K$rN)$F!"$3$l$r#6$B!#2C$($F!"(J$B3X@8$J$I$K$h$k2A$rDL$8$Fe$r?^$k$H$H$b$K!"49$J$I!K$KEX$a$k$Y$-$G$"$k!#$=$N>e$G!"@.@SI>2A$N873J2=$K4p$E$-=P8}4IM}$r6/2=$7!">-Mh$N?&6H@83h$K$*$$$F%Y!<%9$K$J$kCN<1$r3X@8$K$7$C$+$j?H$KIU$1$5$;$F$+$i
    $B$^$?!"(J$B%+%j%-%e%i%`$N=<7$/$3$H$r@Q6KE*$K?J$a$k$Y$-$G$"$k!#(J$B$^$?!"309qBg3X$NM6CW$r@Q6KE*$K?J$a$k$Y$-$G$"$k!#$=$N$?$a!"650w$N=h6x2~A1$d@83h4D6-$N@0Hw$r?^$kI,MW$,$"$k!#(J

    6 $B!VAa4|B`3X$N@)EY!W!';3M|Bg3X$G$O!"=P7g$d%l%]!<%HDs=P$J$I$N%A%'%C%/$r87$7$/l9g$G$b!"0lEY
  2. $B3XIt650i$N=<
    $B9bEY?&6H?M650i$K$D$$$F$OBg3X1!$G $B3XIt$NLr3d$H$7$FBh#1$K65M\650i$,$"$m$&!#3X@8$NCNE*@$3&$,69$/$J$k798~$K$"$kCf!"65M\650i$N=EMW@-$OA}$7$F$$$k!#(J$B9)3X7O$@$+$i?MJ8!&e$G$bI,MW$G$"$k!#(J
    $BBh#2$K!"@lLgNN0h$N4pACCN<1$K$D$$$F$N650i$G$"$k!#$=$N:]!"$3$l$i$NCN<1$,
    $BNc$($P!"El5~9)6HBg3X$G$O!"3X@8$K%5%$%(%s%9$d%(%s%8%K%"%j%s%0$NLLGr$5$r46$8$5$;!"3X$V$3$H$NL\E*$rM}2r$5$;$k$?$a!"%m%\%C%H$N@-G=$r6%$o$;$k%3%s%F%9%H$r3$30$N#2$D$NBg3X$H6&F1$Go$KM-0U5A$G$"$k!#(J

  3. $BB?LLE*$JBg3XI>2A$r
    $BBg3X$NB?MM$J2A$,!"B?MM$J2A)Ne$9$Y$-$G$"$k(J#7$B!#(J
    $B$^$?!"9bEy650i5!4X$KBP$7$F$O!"%"!K650iFbMF$K4X$9$k3FBg3X$N<+8JE@8!!"%$!K?7$7$$650i%W%m%0%i%`$NF3F~>u67!"%&!K3F6541$N8&5f!&650i$X$Nu67!"%(!K9qFb30$N30It?M:`$NEPMQ>u67Ey$K$D$$$F$N>pJs!"%*!K:bL3>u67!"$J$I$r%$%s%?!<%M%C%H$J$I%"%/%;%9$70W$$7A$G3+<($9$k$3$H$r5a$a$?$$!#(J
    $BK\G/(J4$B7n(J1$BF|!"9qN)Bg3X$O9qN)Bg3XK!?M$H$J$j!"FCD'$HL%NO$"$kBg3X$K$J$k$?$a$N<+8J2~3W$r9T$&%A%c%s%9$rF@$?!#$7$+$7$J$,$i!"0MA3$H$7$F9q$H9qN)Bg3XK!?M$H$O$$$o$P6&F1@_CVu$G$"$k!#9qN)Bg3X$NK!?M2=$NA@$$$O!"9q$,9bEy650i$N%0%i%s%I%G%6%$%s$rIA$/0lJ}!"$=$N6qBN2=$NJ}:v$O9qN)Bg3X<+$i$,7hDj$7$F9TF0$9$k7A$X$HE>49$9$k$3$H$rL\;X$7$?$b$N$HM}2r$9$k!#$7$?$,$C$F!"(J$B9q$O!"Aa5^$K9bEy650i$K$D$$$F$NL@3N$J%0%i%s%I%G%6%$%s$r<($9$H$H$b$K!"Bg3X$r;F:Y$K;XF3$9$k$3$H$O87$K?5$`$Y$-$G$"$k!#$^$?!"1?1D8rIU6b$NG[J,$,F)L@@-$N9b$$$b$N$G$"$k$3$H$K2C$(!"9qN)Bg3X$N650i8&5f$X$N$BJ?@.(J16$BG/EY7h;;$+$i!"9qN)Bg3X$N2q7W@)EY$,JQ$o$j!"650w$N?M7oHq$H;vL3?&0w$N?M7oHq$,6hJ,$5$l$k$J$I!"M=;;$N;HES$,$h$jL@3N$K$J$k!#2f!9$O!"$3$&$7$?E@$K$bCmL\$7$D$D!"Bg3X7P1D$N8zN(2=$K8~$1$?3FBg3X$NEXNO$rCm;k$7$F$$$-$?$$!#(J
    $B$J$*!";~Be$,5^B.$KJQ2=$9$kCf$K$"$C$F!"650w$O!":G@hC<$r9T$/8&5f!"650i$r$BBg3X$O!"650w$N?M;vI>2A$O$b$H$h$j!"G$4|IU$-G$MQ$r86B'$H$9$k$J$I$N?M;v@)EY2~3W$r9T$&$Y$-$G$"$k!#(J

    7 $BJ?@.(J16$BG/EY$h$j!"3FBg3X$O!"9q$,G'Dj$7$?I>2A5!4X$+$iI>2A$r2A!&3X0L2A$r2A$K;22h$G$-$k$h$&EX$a$k$3$H$,I,MW$G$"$k!#(J
  4. $B%P%&%A%c!<@)EY$NF3F~$K$h$j6%Ah$rB%$9(J
    $B@lLg650i$r-Mh$N?&6H0U<1$K$D$J$,$k!V%-%c%j%"650i9V:B!W$rBg3X$KF3F~$9$k$3$H$O!"Bg3X650i$N=<$B?^I=#4(J$B$N$h$&$K!"Bg3X@8$rBP>]$K%P%&%A%c!<$rH/9T$7!"$3$l$r3FBg3X$G9T$o$l$F$$$k%-%c%j%"650i9V:B$N
    $BF|K\7PCDO"$O!"4{$K?7%S%8%g%s$NCf$G!"650iFbMF$d8&5f3hF0$KBP$9$k3X@8$d4k6H$NI>2A$r!"Bg3X$N<}F~$KD>@\H?1G$5$;$k4QE@$+$i!"Bg3X$K%P%&%A%c!<@)EY$rF3F~$9$k$3$H$rDs0F$7$F$$$k!#650i%P%&%A%c!<@)EY$H$O!"%"(J)$B@/I\$,650i%5!<%S%9$N6!5k@\e$,?^$i$l$k$3$H$,4|BT$5$l$k!#$3$N@)EY$r!">e=R$NBg3X$N3XIt$K$*$1$k%-%c%j%"650i%+%j%-%e%i%`$r=<$^$7$$!#(J

$B!J#2!K=iEyCfEy650i(J

$B=iEyCfEy650i$K$D$$$F$O!"$3$3?tG/$N650i2~3W$K$h$C$F!"[email protected]=`$NCFNO2=$dFC6h$J$I$N@)EY$K$h$C$F!"COJ}9T@/$d3F3X9;$NH/0U$G=@Fp$J3X5iJT@.$d%+%j%-%e%i%`JT@.$,2DG=$K$J$k$J$I!"COJ}9T@/$d3X9;$N:[NL$,3HBg$7$D$D$"$k!#$^$?!"3X6h@)$N<+M32=!J3X9;A*Br@)$NF3F~!K$K$h$k6%Ah!"3X9;I>2A$NF3F~$J$I!"L14VE*$J9M$(J}$,650i3&$K$bF3F~$5$l$D$D$"$k!#$3$&$7$?2~3W$r$5$i$K2CB.$5$;!"A49q$K9-$2$kI,MW$,$"$k!#$^$?!"A0=R$N#3$D$NNO!J;V$H?4!"9TF0NO!"CNNO!K$O!"=iEyCfEy650iCJ3,$+$i$N@Q$_=E$M$rDL$8$FM\$o$l$k$3$H$+$i!"DL>o$N652J$K$*$1$k$l$N!VG

  1. $B9q$O!"650i0Q0w2q$r:,K\$+$i2~3W$9$k(J
    $B8=9T$N650i0Q0w2q@)EY$N2<$G$b!"2A@)EY$NF3F~$J$I$r@Q6KE*$K9T$C$F$$$k!#$7$+$70lJ}$G!"B?$/$N650i0Q0w2q$K$*$$$F!"0Q0w?&$,L>M@?&$K$J$C$F$$$k$3$H$d!"650i0Q0w2q;vL36I$,9T@/;vL3Cf?4$H$J$j!"650i@/:v$N@/:vN)0F5!G=$d3F3X9;$N $B$3$&$7$?8=>u$rBG3+$9$k$?$a!"0J2<$N$h$&$J2~3W$r8!F$$9$Y$-$G$"$k!#$J$*!"Cf1{650i?35D2q$K$*$$$F$b650i0Q0w2q$N$"$jJ}$K$D$$$F8!F$$r9T$&$H$7$F$$$k$3$H$+$i!"$=$N8!F$$N?d0\$rF'$^$(2~$a$F0U8+$r=R$Y$?$$!#(J
    $BBh#1$K!"650i0Q0w$"$k$$$O;vL36I$K@lLgG=NO$r;}$D?M$rF~$l$k$J$I$7$FN)0F5!G=$r6/2=$9$k!#(J
    $BBh#2$K!">.5,LO;TD.B<650i0Q0w2q$G$O!"2~3W$r?d?J$9$k$?$a$NBN@)$,==J,$G$J$$$H$$$&;XE&$,$"$k$3$H$+$i!"9q$O!"CO0h$K$*$1$k650i@/:v$NN)0F5!G=$d;XF3!&=u8@5!G=$r8~>e$5$;$k$?$a$K!"Nc$($P!"?M8}(J30$BK|?MDxEY$NCf5,LOET;T0J>e$NBg3g$j$H$7!"9-0h2=$9$Y$-$G$"$k!#(J
    $BBh#3$K!"8=:_$O8)$N650i0Q0w2q$N8"8B$G$"$k3X5iJT@.(J#8$B$K78$k8"8B$r!"9-0h2=$7$?650i0Q0w2q$KM?$($k!#2C$($F!"8=:_9q$,5,Dj$7$F$$$k3X=,;XF3MWNN!"#9$BEy$K$D$$$F$b!"9-0h2=$7$?650i0Q0w2q$NH=CG$G!"=@Fp$K1?MQ$G$-$k7A$X$HCFNO2=$9$k(J#10$B!#

    8 $B3X5iJT@.$O!"ETF;I\8)650i0Q0w2q$NDj$a$?4p=`$K=>$C$F!"$=$N3X9;$N4IM}5!4X!J;TD.B<650i0Q0w2q!K$,9T$&!#;TD.B<650i0Q0w2q$O!"Kh3XG/!"3X5iJT@.$K$D$$$F!"$"$i$+$8$aETF;I\8)650i0Q0w2q$H6(5D$7!"$=$NF10U$rF@$J$1$l$P$J$i$J$$!#(J
    9 $B3X9;650iK!;\9T5,B'$G8xN)3X9;$K$*$1$k5Y6HF|$rDj$a$F$$$k!#(J
    10 $BCO0hKh$"$k$$$O3F650i5!4X$KBg$-$J:[NL$rM?$($k$3$H$K$h$C$F!"$I$3$N3X9;$KDL$C$F$$$k$+$G@8EL4V$N3XNO$K3J:9$,@8$^$l$k$H$$$&E@$,7|G0$5$l$h$&$,!"Nc$($P!"A0=R$N(JPISA$B$ND4::$rF'$^$(!"(JOECD$B650i6I;XI8J,@O2]D9$N%"%s%I%l%"!&%7%e%i%$%R%c;a$O!"!V3F650i5!4X$KBg$-$J:[NL$rM?$($F$$$k9q!J%U%#%s%i%s%I$d%9%&%'!<%G%s!K$G$O!"@8EL4V$N3X=,@.2L$NIT6Q9U$,!J:[NL$N>/$J$$F|K\$d%I%$%D$J$I$h$j!K>.$5$$!W$H@bL@$7$F$$$kE@$b;29M$K$9$Y$-$G$"$m$&!#(J
  2. $B650i0Q0w2q$O0UM_$"$k3X9;!&650w$r;Y1g$9$k(J
    $B$B@^$j$7$b!"COJ}J,8"$NN.$l$NCf$G!"CO0hC10L$G3X9;$rJQ$($F$$$/F;$,Bs$+$l$D$D$"$k!#Nc$($P!"0&CN8)8$;3;T$G$O!"3X9;B&$,!">/?M?t650i!">/?M?t#11$B$J$I$r9T$$$?$$$H4uK>$7$?>l9g!";T650i0Q0w2q$,!"Hs>o6P9V;U$r8[$C$FGI8/$9$k$H$H$b$K!"9;L37Z8:$rL\E*$H$9$k;Y1g$r9T$C$F$$$k!#$3$N$h$&$K!"(J$B0UM_$"$kl$N<+N)E*$JF0$-$rB%$9$Y$-$G$"$k!#$^$?!"Bg:e;T$N$h$&$K650i0Q0w2q$,!"=,=OEYJLJ$O!"$3$&$7$?F0$-$r2CB.$5$;$k$3$H$r>)Ne$9$Y$-$G$"$k!#(J
    $B$3$NB>!"(J$B650i8=>l$K!"30It?M:`$K$h$k?7$7$$650i%W%m%0%i%`$NF3F~$rB%?J$9$k$3$H$G!"8=9T$N650wAH?%$G$OBP1~$,:$Fq$JE@$rJd$&$3$H$b8!F$$KCM$9$k!#(J$B0lNc$H$7$F!"IJ@n6h$G$O!"#12$B$N%W%m%0%i%`$rl$r@_$1$F$$$k!#$3$N%W%m%0%i%`$K$O4k6H$b6(NO$7$F$$$k!#(J
    $B$^$?!"3X9;I>2A@)EY$N=<2A@)EY$O!"(J$B6qBNE*$J3X9;L\I8$rN)$F$F$=$NL\I8$NC#@.>u67$rI>2A$7!"J$+$iF3F~$5$l$?!#K\Mh!"$3$N@)EY$G!"%W%i%s!&%I%%!$B8=:_!"I>2A9`L\$J$I$O4pK\E*$K$O3F3X9;$K0Q$M$i$l$F$$$k$,!"3X9;I>2A$H$=$N7k2L$N8xI=$rE0Dl$9$k$?$a$K!"650i0Q0w2q$OI,?\$H$J$kI>2A9`L\$r<($9$H$H$b$K!"1\Mw$,MF0W$J7A$G$NI>2A7k2L8xI=$r3X9;$KB%$9$J$I$NA$B$5$i$K!"650i$N$B3F650i0Q0w2q$,!"3X9;$N2A$9$k$H$H$b$K!"3X9;I>2A$K4p$E$$$F9;D9$rI>2A$9$k$3$H$,I,MW$G$"$k!#2C$($F!"650wI>2A$r2A$K$"$?$j!"(J
    $B%"(J)$BD94|$N8&=$!"I=>4@)EYEy$K$h$C$F0UM_$"$k650w$K%$%s%;%s%F%#%V$rM?$($k!"%$!K;XF3NOITB-650w$rB.$d$+$KH/8+$9$k$?$a$K650i0Q0w2qFb$KFCG$$N2A$r9T$C$?7k2L$r=h6x$K7k$S$D$1$k$J$I$r@)EY$H$7$F $B@/I\$b$3$&$7$?e$2$k$Y$-$G$"$k!#(J

    11 $B%F%#!<%`%F%#!<%A%s%0!'J#?t$N650w$,$=$l$>$l$N@lLg@-$d8D@-$r3h$+$7!"6(NO$7$F;XF37W2h$d3X=,;XF30F$N:n@.!"65:`3+H/!"I>2A$r9T$$$J$,$i!"J,C4!&6(NO$7$F;XF3$9$kJ}K!!#(J
    12 1919$BG/JF9q$GH/B-$7$?@$3&:GBg$N7P:Q650iCDBN!JL14V$NHs1DMxCDBN!K!#8=:_!"(J120$B$+9q$K3hF05rE@$,$"$k!#KhG/(J450$BK|?M$N@D>/G/$,65:`$d%W%m%0%i%`$r;HMQ$7$F$$$k!#!V
  3. $B650i0Q0w2q$O!"650w$N2~3W$X$NH/0U$rB%$9(J
    $BB?$/$N650w$,!"?7$?$J;n$_$KD)@o$9$k$3$H$K>C6KE*$G$"$kGX7J$H$7$F!"%"(J)$B$3$l$^$G$N$d$jJ}$r5?Ld;k$;$:!"$^$?!"B>u67$rBG3+$9$k$?$a$K$O!"0J2<$N$h$&$J(J$B650w$N$d$k5$$r0z$-=P$9A

    1. $B650w$N?7$7$$2A$9$k!#(J
      $B:G=i$+$i40`z$r5a$a$k$N$G$O$J$/!"?7$7$$D)@o$K2A$9$k!#$3$NE@!"FC$KJ]8n$B650w$KBP$7$F!"8:E@2A$r9T$&!#(J
      $B8:E@$B650w$K!V3X$S$J$*$7!W$N5!2q$rM?$($k!#(J
      $B#3!A#5G/$K0lEY!"5AL32=$5$l$?8&=$5!2q$r@_$1$FG=NO8~>e$rB%$9$H$H$b$K!"3X=,;XF3$rE,@Z$K9T$&G=NO$rM-$7$F$$$k$+$I$&$+$r3NG'$9$k!#$5$i$K#I#T8&=$$d9q:]2=8&=$$r$O$8$a!"pJs$r3X9;Fb$G6&M-$9$k$?$a$N$B3X9;Fb$G$N%3%_%e%K%1!<%7%g%s$r?^$k!#(J
      $B:#8eL\;X$9$Y$-3X9;7P1D$O!"4IM}?&$,%S%8%g%s$rDs<($9$k$H$H$b$K!"650w$,$*8_$$1sN8$J$/0U8+$r=P$79g$$$J$,$i!";n9T:x8m$r7P$F?7$?$JF0$-$X$H$D$J$2$F$$$/$H$$$&$b$N$G$"$k!#$3$&$7$?3X9;7P1D$r9T$&$3$H$,$G$-$kM-G=$J4IM}?&$K$J$jF@$k?M$rH/7!!&EPMQ$7$F$$$/$3$H$b=EMW$G$"$k!#$$$:$l$K$7$F$b!"650w$,@d$($:8~>e?4$r;}$C$F65?&$K7H$o$k$H$H$b$K!"9;D9$N<($93X9;7P1DJ}?K$K;22h!&6(NO$9$k$3$H$,IT2D7g$G$"$k!#(J

  4. $B650i0Q0w2q$O!"M%$l$?R2p!&Ia5Z$5$;$k(J
    $B3F650i8=>l$K$*$$$F@h?JE*$Ju$G$O!"8DJL$N$B650i0Q0w2q$,!"$9$0$l$?2~3W$r2A$7!"$=$l$rB>9;$K>R2p$9$k$J$I$7$F!";I7c$r$"$?$(0UM_8~>e$rB%$9$3$H$,=EMW$G$"$k!#(J
    $BNc$($P!";TD.B<$N650i0Q0w2q$,%7%s%]%8%&%`Ey$r3+:E$7!"3F3X9;$+$i$=$l$>$l$N4$7!"$3$l$r8)%l%Y%k!"9q%l%Y%k$X$H$R$m$2$F$$$/$3$H$b9M$($i$l$h$&!#$^$?!"650i2~3W;vNc=8$rH/9T$9$k$3$H$bM-8z$G$"$m$&!#2C$($F!"(J$B650w4V$G5DO@$765.=8CD3hF0$N$h$&$J

  5. $B9q$O!"3X=,;XF3MWNN$N$"$jJ}$r:F8!F$$9$k(J
    $BJ8It2J3X>J$,3X=,;XF3MWNN$r:GDc4p=`$H0LCVIU$1$?$3$H$O!"0lDj$NI>2A$,$G$-$k$,!"(J$B8=9T$N3X=,;XF3MWNN$NFbMF$,K\Ev$K!V:GDc4p=`!W$H$7$F==J,$J$b$N$G$"$k$+$,8!>Z$5$l$F$$$J$$E@$OLdBj$G$"$k!#(J$B$^$?!"!VI8=`!W;~?t$H$7$FDj$a$i$l$F$$$k#13$B!#(J$B>/$J$/$H$b!"!VCf%l%Y%k!W!V9b%l%Y%k!W$H$$$C$?CJ3,JL$NC#@.L\I8$r;29M$H$7$F<($7!"H/E83X=,$r

    13$B3X9;650i;\9T5,B'$K$*$$$F!"3F652J$dAm9gE*$J3X=,$N;~4V$J$I$=$l$>$l$NG/4VAm/$7$?!VI8=`!W;~?t$bK~$?$5$l$F$$$J$$$N$,8=>u$G$"$k!#$9$Y$F$N8xN)>.!&Cf3X9;$rBP>]$Ku67D4::(J($BJ?@.(J15$BG/!!J8It2J3X>Je$N3X9;$,!VI8=`!W;~?t$r2<2s$C$F$$$k!#(J

$B#4!%650i2~3W$r;Y$($kCO0h!"2HDm!";:6H3&$NLr3d(J

$B!J#1!KCO0h?M:`$r@Q6KE*$K3hMQ$9$k(J

$B3X9;$KBP$9$k4|BT!"%K!<%:$,B?MM2=$9$kCf$G!"3X9;4X78lBN83$dJt;E3hF0$N5!2q$rDs6!$7$F$b$i$&$3$H$O$b$A$m$s!"CO0h?M:`$r3X9;Fb$K>7$-F~$l3X5i3hF0$K$b;22h$7$F$b$i$&$Y$-$G$"$k!#(J$B$=$N$?$a!"3X9;I>5D0Q0w$N6(NO$rF@$k!"$"$k$$$O650i0Q0w2qEy$,CgN)$A$H$J$j!"3X9;$HCO0h $BNc$($P!"D9Ln8)$N?[K,@6NM9bEy3X9;!JJ?@.(J14$BG/EY$K%9!<%Q!<%5%$%(%s%9%9%/!<%k$K;XDj!K$G$O!"CO85$N?.=#Bg3X!"?[K,El5~M}2JBg3X5Z$S%;%$%3!<%(%W%=%s$N6(NO$K$h$j!":G@hC<$N8&5f

$B!J#2!K2HDm650i$r=E;k$9$k(J

$B$^$?!"2~$a$F8@$&$^$G$b$J$/(J$B650i$N4pK\$O2HDm$K$"$k!#(J$B5AL3650iCJ3,$G$N650w$N;E;v$N2aH>$,$B?F$O!"4pK\E*$J@83h=,47!"A10-$NH=CG$J$I$N4pK\E*NQM}4Q!"
$B$^$?!":r:#$N3XNODc2<$N860x$H$7$F!"!V?);v$d?gL2$H$$$C$?!X@83h=,47!Y$r$J$$$,$7$m$K$7$?$3$H$G!$;R$I$b$?$A$NBNNO!&CNNO!&:,5$!J$D$^$j!X@8$-$kNO!Y$=$N$b$N!K$,Dc2<$7$F$$$k!W$H$N;XE&$b$"$k(J#14$B!#D+?)$r?)$Y$F$$$k$+H]$+$,3XNO$K1F6A$7$F$$$k$H$$$&D4::7k2L$b$"$k(J#15$B!#3X9;$G$G$-$k$3$H$K$O8B3&$,$"$j!"2HDm$,!"3XNODc2<$N@UG$$r3X9;$KLd$&A0$K!"<+$i $BNc$($P!"1Q9q$G$O!V2HDm$H3X9;$N650i7@Ls!W$,K!E*$K5AL3IU$1$i$l!"3X9;650i$K4X$9$k$=$l$>$l$N@UG$$rL@3N2=$7$F$$$k!#$^$?!#1Q9q!"%U%i%s%9$d4Z9q$G$O!"650i4pK\K!$K!"@8EL$N5AL3$H$7$F3X9;$N5,N'$r

14 $B1";31QCK;a!V3XNO$O2HDm$G?-$S$k!W!J>.3X4[!K$[$+!#!JF1;a$O!"!VFI$_=q$-7W;;!W$rE0DlE*$JH?I|3X=,$GCC$(>e$2$kJ}K!!V1";3%a%=%C%I!W$r3+H/$7$?!#(J2003$BG/(J4$B7n$+$i!"9-Eg8)HxF;;TN)EZF2>.3X9;9;D9!K(J
15 $BJ?@.(J13$BG/EY>.Cf3X9;650i2]Dxu67D4::$J$i$S$KJ?@.(J14$BG/EY9bEy3X9;650i2]Dxu67D4::$N7k2L$h$j(J

$B!J#3!K;:6H3&$H$7$F@Q6KE*$K6(NO$7!"$^$?<+$i$b

$B?M:`$,3hLv$9$k>l$G$"$k4k6H<+$i$,!"650i$N=<#16$B!#(J
$BBh#1$K!";:6H3&$O650i5!4X$NMW@A$K4p$E$-!";~Be$N%K!<%:$r@hl$NDs6!$J$I$K$h$C$FBg3X650i$Ne$K6(NO$9$k!#(J$BNc$($P!"0l66Bg3X$O(Je-commerce$B$NJ,Ln$GL14V4k6H$HO"7H$7!"6&F1$G$N7$$$F$$$k!#$5$i$K!"4k6H$H$N6&F18&5f%W%m%8%'%/%H$rN)$A>e$2$F$$$k!#$3$&$7$? $BBh#2$K!";:6H3&$O!"3X@8$,!"z@.$9$k0UL#$+$i$b!"(J$B%$%s%?!<%s%7%C%W$r4uK>$9$kBg3X@8!&9b9;@8$r@Q6KE*$K
$BBh#3$K!"650w$rL\;X$93X@8$O!"0l;~4k6H$GF/$$$Fo<1$d%k!<%k$r?H$K$D$1$F$+$i65?&$K$D$/$3$H$H$9$k!#$^$?!"650w$d?&0w$N4k6H8&=$$r@Q6KE*$K$B$B$d!"4k6H$,$BB?LLE*$JO"7H$N5!2q$rA}$d$9!#(J

$BBh#4$K!";:6H3&$O!"CO0h$N0l0w$H$7$F!"(J$B)Ne$9$k!#(J$B$^$?!"CO854k6H$rCf?4$K!"9V;U$H$7$F3X9;$Kz@.$K$D$$$F$b6(NO$9$k!#(J
$BBh#5$K!";:6H3&$O!"$3$l$^$G0J>e$K$B$^$?!"4k6H8&=$$K!V;R0i$F9V:B!W$r@_$1$k$J$I$N $BBh#6$K!";:6H3&$O650i5!4X$NMW@A$K4p$E$-!"?M;vI>2A$d>.=8CD3hF0$NJ}K!$J$I4k6H$N%N%&%O%&$r650i3&$N$?$a$KDs6!$9$k!#(J
$BBh#7$K!"Bg3X$KBP$7$F$O!"=P8}4IM}$NE0Dl$J$I650i%+%j%-%e%i%`$N2~A1!&=<$B4k6HB&$G$b!"B46H3XG/$KC#$7$J$$3X@8$KBP$7!"LL@\$J$I$BF|K\7PCDO"$G$O4{$K(J$B!V(J2004$BG/EY!&?75,3XB4O!W(J$B$r $BBh#8$K!":NMQ$K$"$?$C$F$O!"B?MM$J?M:`$r9-$/$BBg3XL>ITLd$N:NMQ$r
$BBh#9$K!"Bg3X$KBP$7$F!"$B:NMQ;n83$N$B$3$H$K$h$j!";:6H3&$N4|BT$9$k?M:`A|$r3X@8$dBg3X4X78

16 $BF|K\7PCDO"$G$O!"(J2004$BG/(J1$B7n$K!"=iEyCfEy650iCJ3,$N;yF8!&@8EL$KBP$7;:6H5;=Q$K4X$9$kM}2r$r?;F)$5$;$k$?$a$K;:6H3&$H$7$F$B!V;:6H5;=Q$NM}2rA}?J$K8~$1$?;:6H3&$N2L$?$9$Y$-Lr3d$K$D$$$F!W(J$B$r$H$j$^$H$a8xI=$7$?!#(J

$B$*$o$j$K(J

$B0J>e!"$3$l$+$i$N650i$N$"$jJ}$K$D$$$F;:6H3&$N8+2r$r=R$Y$?$,!"(J21$B@$5*$N650i$N?7$7$$M}G0$d$=$NM}G0$r$B9q2q$G$N5DO@$rAa4|$K3+;O$7!"650i4pK\K!$N8+D>$7$r?J$a$k$Y$-$G$"$k!#(J$B;:6H3&$H$7$F$b!"$3$NE@$K$D$$$F$5$i$K8!F$$7$F$$$-$?$$!#(J

$B0J>e(J

$BF|K\8l$N%H%C%W%Z!<%8$X(J